Built for Kenya's Cooperative Movement

Run your SACCO
with confidence

A complete platform for savings and credit cooperatives. Manage members, process loans, track savings, and maintain compliance — all in one secure system.

Bank-grade security Kenya-ready compliance Multi-role access control

Platform Capabilities

Everything your SACCO needs

From the first member registration to final loan repayment — every step of your cooperative's operations is covered.

Member Management

Digital onboarding with KYC, full profile lifecycle, and self-registration with staff approval flow.

Loan Processing

Configurable loan products, automated repayment schedules, penalty accrual, and write-off management.

Savings & Accounts

Multiple account types — savings, shares, fixed deposits — with real-time balances and transaction history.

Approval Workflows

Multi-step, role-based approval chains for loans, large withdrawals, suspensions, and write-offs.

Guarantor Management

Assign and track guarantors per loan with automated request, accept/reject, and release workflows.

Audit & Compliance

Immutable audit trail on every action — who did what and when — for full regulatory transparency.

Two Portals, One Platform

Built for every role

Separate, purpose-built experiences for SACCO staff and individual members.

For SACCO Staff

Powerful admin tools

Manage your entire cooperative from a single dashboard. Every member, every loan, every shilling — fully under control.

  • Manage all members, loans, and payments from one dashboard
  • Role-based access: Admin, Manager, Loan Officer, Teller
  • Multi-step approval workflows for governance
  • Full audit log and compliance reporting
For Members

Your financial hub

Everything you need to stay on top of your SACCO membership — accessible from any device, any time.

  • View savings balances and account statements
  • Track loan repayment schedules in real time
  • Update your profile, address, and next of kin
  • See your complete payment history